FITNESS TRAINER INSURANCE IN LOS ANGELES, CALIFORNIA
Prevent severe financial losses due to clients’ personal injury and property damage claims. Get superior coverage with fitness trainer insurance in Los Angeles, CA, and throughout the country, from API Fitness. Apply for membership today.
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COVERAGE EVERY FITNESS INSTRUCTOR NEEDS
As a fitness trainer in Los Angeles, you’re helping clients improve their physical and mental health. While some services you provide, like nutritional guidance, don’t require your direct supervision, that doesn’t mean a client can’t blame you when something goes wrong.
What if a client claims the fitness routine and nutrition plan you gave them caused their health to decline? Protect yourself with insurance for fitness coaches in Los Angeles from API Fitness. You’ll get comprehensive, affordable coverage to keep your finances safe.
OUR INSURANCE OPTIONS
Utilize our fitness instructor insurance options to protect yourself from clients’ claims.
Professional Liability Coverage
This fitness instructor liability insurance covers from negligence claims and breach of contract costs.
Premises and General Liability Coverage
Protect yourself from various claims, including personal injury and property damage claims.
Add more coverage to your policy to accommodate your nutrition and massage therapy certifications.
HOW WE MAKE A DIFFERENCE
Receive high-quality customer service and support.
Have our carrier claims team help you resolve disputes when there’s an accident involving one of your clients.
API Fitness provides insurance every fitness professional in Los Angeles, and throughout the country, needs at highly affordable prices.
Tailored to Your Needs
Get insurance coverage that fits your needs. You’ll get a policy that protects you from specific risks you face.
Generally, fitness trainers are recommended to have professional liability insurance and general liability insurance. However, you may need more coverage, depending on the services you offer. Get what you need by choosing API Fitness.
If you’re a licensed nutritionist or massage therapist, you’ll have additional coverage for the risks associated with your occupation. Keep your business safe by becoming a member.
Below are some of the most common questions we get from fitness coaches about insurance.
Is there anything general liability insurance doesn’t cover?
General liability insurance only protects you from claims filed by your clients. It doesn’t cover injuries and property damage that occur to your employees. Workers’ compensation covers this. Additionally, intentional harm done to the client is excluded from your insurance policy.
What does supplemental coverage add to my policy?
What supplemental coverage adds to your policy depends on the certifications you hold. Generally, you can get license protection. If your profession requires regular physical contact with your clients, such as with massage therapists, you may want to add coverage for communicable diseases.
Can I reduce legal risks as a personal trainer?
Yes, and there are several ways to do so:
- Get informed consent from your client about their training program or nutrition plan.
- Record sessions with your client.
- Keep up with current research and trends in the fitness industry.
Doing these will minimize the risks of making an error when coaching and have evidence against fraudulent claims.